Black Diamond Brokers Ltd

Credit Insurance & Surety Solutions for a Complex World

A specialist insurance broking firm arranging trade credit insurance, political risk cover, surety bonds and guarantee policies for professional clients operating in domestic and international markets.

Our Solutions Contact Us
Overview

Credit Insurance, Surety & Guarantees

Risk Transfer Solutions Arranged Through Our FCA-Regulated Insurance Platform

Black Diamond Brokers Limited, operating as an Appointed Representative under an FCA-authorised principal firm (Tapoly), arranges credit insurance, trade credit insurance, surety bonds and guarantee policies for professional clients. These risk transfer solutions protect businesses from non-payment, non-performance and contract failures.

Credit insurance is particularly valuable for companies extending trade credit to buyers, enabling them to mitigate default risk, improve borrowing capacity against insured receivables, and expand into new markets with confidence.

We act exclusively for our clients — not for insurers. Our advice is always aligned with your interests, providing independent access to the full range of specialist insurers including Allianz Trade, Atradius, Coface and Lloyd's of London markets.

Discuss Your Requirements
Regulatory Status
FCA AR
Appointed Representative of Tapoly Ltd (FRN 783637)
AR Reference
1045472
FCA Register verified
Established
2020
Registered in England & Wales
Market Access
Whole
Independent & impartial placement
Our Insurance Solutions

Comprehensive risk transfer solutions
for professional clients

We place bespoke credit and surety solutions for businesses seeking to protect receivables, secure contractual obligations and navigate commercial and political risk.

Trade Credit Insurance
Protect Your Trade Receivables
Protection against buyer insolvency and protracted default. Whole turnover, single risk and top-up cover for domestic and export sales.
  • Covers up to 90–95% of invoice value
  • Whole turnover or single-risk policies
  • Supports bank financing and working capital
  • Buyer credit monitoring included
Discuss requirements
Political Risk & CPRI
Cross-Border Risk Protection
Contract frustration, political violence, expropriation, currency inconvertibility and sovereign default cover for businesses with emerging market exposure.
  • Political violence and war risk
  • Expropriation and nationalisation
  • Currency transfer restrictions
  • Sovereign and sub-sovereign default
Discuss requirements
Surety Bonds
Free Up Banking Lines
Performance bonds, bid bonds, advance payment guarantees and retention bonds. Satisfy contractual obligations without consuming bank credit facilities.
  • Bid, performance and retention bonds
  • Advance payment guarantees
  • Typically 1–3% of contract value
  • Construction, procurement, infrastructure
Discuss requirements
Guarantee Policies
Insurer-Backed Guarantees
Insurance-backed demand guarantees and standby undertakings as an alternative to bank guarantees for trade finance and structured transactions.
  • Demand guarantees and standby undertakings
  • Non-performance protection
  • SBLC and BG non-issuance cover
  • Structured finance default protection
Discuss requirements
Excess of Loss
Catastrophe Protection
Top-up credit insurance layered above existing whole turnover policies or self-insurance retention levels. Protection for concentrated buyer exposures.
  • Layer above existing cover
  • Single buyer or aggregate exposure
  • Suitable for self-insurers
  • Large or non-standard transactions
Discuss requirements
Business Fraud Insurance
Internal & External Fraud Cover
Protection against losses from fraudulent or deliberate unlawful actions of employees, contractors and third parties.
  • Employee and contractor fraud
  • Social engineering attacks
  • Third-party dishonesty
  • Transaction fraud protection
Discuss requirements
Independent. Specialist. Impartial.

Why Credit Insurance?

We act exclusively for our clients. Our advice is always aligned with your interests, not driven by insurer relationships or volume targets.

As an Appointed Representative of Tapoly Ltd, we operate within a robust FCA regulatory framework ensuring the highest standards of client protection, transparency and professional conduct across all insurance distribution activities.

Speak with a Specialist
Risk Mitigation
Transfer buyer default risk to a rated insurer, protecting cash flow and your balance sheet.
Improved Financing
Banks finance insured receivables at better rates and higher advance percentages.
Market Expansion
Trade confidently with new or riskier buyers, enabling growth into new markets.
Credit Intelligence
Insurers provide buyer monitoring and intelligence, improving risk assessment.
Who We Serve

Tailored solutions for sophisticated clients
navigating international trade and complex risk

Corporates & Mid-Market Companies
Trade credit protection, political risk cover and surety bonds for established businesses trading domestically and internationally.
Financial Institutions & Non-Bank Lenders
Credit enhancement, receivables protection and structured credit insurance for banks and alternative finance providers.
Family Offices & Private Investment Groups
Non-performance protection and insured portfolio structures for institutional-grade private capital in trade finance and structured transactions.
Professional Intermediaries
Partnership with law firms, trade finance advisors and brokers requiring specialist credit insurance and surety placement for their clients.
Claims Support

We stand with you through every claim

Early notification is critical. Contact us as soon as you identify a potential loss.

Step 01
First Notification
Contact us immediately when a debtor enters insolvency, defaults on payment, or when you identify a dispute. Early notification is essential to protect your position.
Step 02
Preparation & Submission
We prepare and submit the full claim documentation to the insurer and advocate on your behalf throughout the review process to ensure maximum recovery.
Step 03
Resolution & Recovery
We manage the insurer's investigation, challenge any reductions and ensure prompt settlement. We also pursue debt recovery and subrogation where appropriate.

To notify a claim:

claims@bdbinsurance.co.uk
Get in Touch

Ready to Discuss Your Requirements?

Complete the form and a specialist will contact you within one business day. All enquiries are treated in strict confidence.

Regulatory Status: Black Diamond Brokers Ltd (Co. No. 12572329) is an Appointed Representative of Tapoly Ltd, authorised and regulated by the FCA (FRN 783637). AR Ref: 1045472.
New Enquiry
* Required. All enquiries treated in strict confidence.

Enquiry Received

A specialist will contact you within one business day.

support@bdbinsurance.co.uk
Protect Your Trade Receivables

Speak with our insurance team to arrange cover for your buyer exposures or contract obligations.

Our team reviews mandates, answers technical questions and provides structuring guidance. All enquiries treated in strict confidence.

Contact Our Team ☎ +44 (0)20 7175 2022
Privacy Policy

Privacy Policy

Last updated: January 2025

Black Diamond Brokers Ltd is committed to protecting your personal data. This policy explains how we collect, use and protect information you provide.

1. Who We Are

Black Diamond Brokers Ltd (Co. No. 12572329) is an Appointed Representative of Tapoly Ltd (FRN 783637). Registered: Suite A Bank House, 81 St Judes Road, Egham, England, TW20 0DF.

2. Data We Collect

3. How We Use Your Data

4. Legal Basis

We process data on the basis of contractual necessity, legitimate interests, legal obligations and consent where applicable.

5. Data Sharing

We may share data with insurers, our principal Tapoly Ltd, the FCA, and service providers under data processing agreements. We do not sell your data.

6. Retention

We retain data for a minimum of six years as required by FCA rules.

7. Your Rights

You have the right to access, correct, erase and port your data. Contact support@bdbinsurance.co.uk.

8. ICO

You may lodge a complaint with the ICO at ico.org.uk.

Terms & Conditions

Terms & Conditions

Last updated: January 2025

1. Introduction

These terms govern your use of bdbinsurance.co.uk. By using this website you accept these terms.

2. About Us

Black Diamond Brokers Ltd (Co. No. 12572329) is an Appointed Representative of Tapoly Ltd (FRN 783637).

3. Services

Nothing on this website constitutes a binding offer, personal recommendation or advice.

4. Remuneration

We are remunerated by commission from insurers and/or fees agreed with clients, disclosed prior to placing any insurance.

5. Intellectual Property

All content is owned by or licensed to Black Diamond Brokers Ltd. You may not reproduce content without written permission.

6. Governing Law

These terms are governed by English law. Disputes are subject to the courts of England and Wales.

Cookie Policy

Cookie Policy

Last updated: January 2025

This policy explains how Black Diamond Brokers Ltd uses cookies on bdbinsurance.co.uk.

Cookies We Use

Managing Cookies

Control cookies via browser settings. Contact support@bdbinsurance.co.uk for queries.

Complaints

Complaints Procedure

Last updated: January 2025

We take all complaints seriously and aim to resolve them fairly and promptly.

How to Complain

Our Process

We acknowledge within 5 business days and aim to respond within 8 weeks.

Financial Ombudsman Service

If unsatisfied, contact the FOS: financial-ombudsman.org.uk · 0800 023 4567

Our Principal

Complaints may also be escalated to Tapoly Ltd (FRN 783637).